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I know. You hate credit card debt. I hate credit card debt too. That’s why I kicked credit card debt to the curb a long time ago! But you may be looking at your situation with a sense of hopelessness. Maybe you’re telling yourself that you will never get this paid off. I understand that … Read more

An emergency fund is a critical piece of your financial success. It acts as your financial safety harness. It means if life’s unexpected curveballs hit you (and it will), like a sudden car breakdown or an unplanned medical bill, you’re not scrambling to cover the cost. You get to handle emergencies without the panic, because … Read more