admin 
Would you rather listen to this article? Press play below: When I was somewhere between eight and ten years old, I was at my oldest sister’s house swimming in her pool. It was one of those above ground pools with a wooden deck built around it. I did what any other kid would do. I … Read more
Would you prefer to listen to this article? Press play below: Olivia was driving on her way to work. She was running late in part because of traffic along her usual route, but also because her daughter spilled breakfast everywhere…again. The mess had to get cleaned up. Her daughter was crying, her son was coloring … Read more
Budgeting is often seen as a useful tool, yet many people avoid it for a variety of reasons. The idea of tracking every expense can be daunting. I write this article to explain four key reasons why some choose not to budget, hoping this perspective will help readers understand their own feelings toward money management. … Read more
The knot in your stomach. The avoidance of opening bank statements. The dread of calculating your debts. Facing your financial realities can be a daunting task, and it’s perfectly normal to feel a sense of fear. Many of us grapple with this anxiety, a mix of uncertainty and apprehension about what we might discover. However, … Read more
I know. You hate credit card debt. I hate credit card debt too. That’s why I kicked credit card debt to the curb a long time ago! But you may be looking at your situation with a sense of hopelessness. Maybe you’re telling yourself that you will never get this paid off. I understand that … Read more
An emergency fund is a critical piece of your financial success. It acts as your financial safety harness. It means if life’s unexpected curveballs hit you (and it will), like a sudden car breakdown or an unplanned medical bill, you’re not scrambling to cover the cost. You get to handle emergencies without the panic, because … Read more
